BYB
Bring Your BillHappy hours · On a cadence

Come have a drink.
Bring a bill.
See what you're overpaying.

Drop a bill, contract, or service agreement at the night. Professional feedback in 2–3 business days. Free. Casual. No obligation.

Three Steps

No Obligation
01

Show up

THE GALLERY, 2 N Passaic Ave, Chatham, NJ 07928. Come anytime.

02

Drop a bill

A bill, contract, or service agreement. Or upload one ahead. Paper is fine.

03

Hear back

A coach reviews after the night. Professional feedback in 2–3 business days.

Bring Your Bill

Bring Your Bill is free expense reduction coaching from Expense Reduction Coaching (ERC). Drop a business utility, telecom, merchant processing, insurance, or waste bill at a BYB happy hour in NJ, or upload it. Real review. No obligation.

Free business bill reviews

Bring Your Bill is a free bill-review program for small and mid-size businesses in New Jersey. Expense Reduction Coaching (ERC) runs it. We read what you are actually billed. No vendor pitch.

Most indirect costs get negotiated once and never revisited. Utility, telecom, merchant processing, insurance, payroll, and waste contracts drift. A coach reads the statement, tells you what they see, and you decide what to do next.

Who this is for

Owners, operators, and office managers who suspect they overpay on recurring business services and want a second set of eyes without signing anything.

Bills we review

Utility and energy, telecom and internet, merchant processing, business insurance, payroll services, and waste or recycling hauling. A paper copy or phone photo works.

What we do not do

We do not review household bills, give legal or tax advice, or promise savings. If a bill is priced fairly, we say so.

What results look like

Expense Reduction Coaching has worked with more than 200 clients over the decades. When a bill has room, savings often land between 20% and 75% on the line items we review. That is ERC's track record, not a guarantee. If yours is priced fairly, we say so.

RSVPUpload